So I'm coming here asking if anyone has an idea of a loan I could get with a pretty low-interest rate that I could get for the mortgage I just need the mortgage to cover the down payment.

what will be covered?

The median home price in this town is a ridiculous $550k+, and the town over has a median of $850k (which we are avoiding even looking at right now).We want to continue having the option of early retirement or if life takes an unexpected turn we are still covered. 

Would I be able to acquire a loan to cover the repairs on a such a property?

and exactly how much is needed - even if 100% construction financing, there will be interest & closing costs, insurance, plus often fronting the construction costs before the draws are disbursed, drawings/plans/permits that may not be covered by lender's loan...  3) Agree who will pay for any budget overages.

Or can these figures be covered by your lender?

The irony is 95% of investors are not full time....meaning they have W2 income to cover expenses...and living off cash flow from RE alone is very risky (you must have other revenue streams). 

Cash in advance can be a cover up of a problem, but I have also rented to two tenants that paid cash in advance who were both great.

Just looking at the exterior, a lot of money needs to be put in this building, which we hope to be covered with our mortage loan.

Just looking at the exterior, a lot of money needs to be put in this building, which we hope to be covered with our mortage loan.