When a refinance is done after a 1031 exchange is complete there is not nearly the fear factor that this would be treated that way. 

This, I fear, is more fundamental.

I personally would stay away from big cities based on that dynamic that just tends to be more prevalent in major metro areas. 

Don't get into FOMO mode (Fear Of Missing Out).

It’s not a fear of a fine it’s the story’s of some many people being forced to repaint. 

Someone with more money than you and less fear will swoop in and buy up everything for dime on the dollar. 

I've been working with my multis for about 7 years now and have no fear of taking a loan for the rest of the cash.

And doing nothing out of fear (or listening to naysayers who wag their fingers telling you all that can go wrong) is what keeps a lot of us stuck in our analysis paralysis. 4 -The ‘I don’t Want to Change’ Bias – we have a habit of sticking with the ‘devil we know,’ even if that sometimes results in underperformance of our investments.

I see a lot of buying at the peak of the market with fear of missing out or hopes of continued appreciation or raise in rents.I want to share this story to hopefully give some hope and some things I did that got me a great deal in this market.The listing...

Is this fear warranted or am I over thinking it?