In allot of cases insurance is simply a waste of money, If your renter is wise with how money works and doesn't have much value in his personal possessions then self insuring/no renters insurance would make the most sense.

Did a little detective work and I think what happened was he left early without legally returning possession, so they filed eviction and detainer, plus the difference between his security and the 2 months rent loss.I just offered them the unit with 2 conditions, last month as Mark helpfully suggested (didn't know that was legal) and that they use an automatic ACH payment or a service like Cozy.I was planning on asking them to sign at least a 15 month so it's up in the spring next time.

Ackley “had deliberately fostered the belief that her home was possessed by ghosts” in the past and was therefore at fault for not disclosing this attribute of the house to the buyers, who, not being locals, could not readily learn about the defect on their own.

As I understand it, that is a tenant's responsibility, to leave the unit in the condition that they took possession of it in, minus normal wear and tear.The cost of these items were given in advance and signed by tenant as part of the lease agreement.

All occupants must remove personal possessions and surrender the premises to no later than May 31, 2018. 

You have also learned why LLs don't rent to "friends".Try to get ALL the tenants to sign a "Release of Possession "  form. 

This rental amount is due for each month that Tenant remains in possession of the Leased Unit, as a holdover tenant.

We no longer have to sue for possession, but I am going after her for damages.

-Seller shall maintain property in good working order until Buyer takes possession.

In CA and NY I've heard that it can take 6-12 months to regain possession of a property.