Also, be on the lookout for places you make permanent improvements on for an increase in value. 

I assume  a primary purchase Ask your  lender  for  a conventional loan option and  compare .....FHA  worth  avoiding  if possible  because 1) monthly mortgage insurance  is  permanent and more  expensive than  mtg ins on conv loans and  2) FHA  requires upfront mortgage insurance  premium thats   high  ( 1.75% )  which can  be  financed  but its  still a  hefty amount   and  conventional loan  doesnt  have this 

I'm trying to relocate and live over there permanently.

@Andrew BoettcherLearning OTJ is tough, but the lessons seem to be permanently learned.

The tenant became permanently disabled and retired from her job and her monthly income went down. 

If you use DSCR loans as permanent financing, you could be locking yourself into loans with stiff prepayment penalties that usually have a 5-year prepayment step-down penalty.

And by retire, I mean be at a point where my investments provide enough income to be able to permanently leave employment of any type.

If it turns out that prices have permanently rebounded to where you can’t make money, which I personally doubt, you’ll have to change your investment strategy.

Originally posted by "JackBastide":Hey Guys,I have had some Multi Million Dollar Commercial Deals drop in my lap in the last couple of days One in particular is selling for less than 60 cents on thedollar If you can play in the $25mm + range and can move quickly please contact meJackJack, If it is a hard money, construction loan, or permanent loan scenario for apartments, I may be able to help you.John

@Nicholas Gray It sounds like your being quoted on a Fannie Mae 30 year fixed with 15% down because its an owner occupied duplex. 2 other programs you can consider that will have a lower down payment are an FHA with 3.5% down with permanent MI. or you can look at a Freddie Mac Home Possible with 5% down & MI that can be removed at 78% LTV.