all very good advice. add to that a trip to www.annualcreditreport.com. by federal law, you are entitled to one free credit report from all 3 agencies each year. this is where you can get it. and, yes, it is free as opposed to the free credit reports websites which are anything but free. in this website, you can dispute any negative information that you do not agree with. many peoples credit report will contain things that are not theirs. these agencies are NOT accurate by many means. they mix up stuff with people with similar names, close social security numbers, etc. go to the website and check things out, you can improve your score easier than you think. and, by all means, please accept and use the advice of the people who have answered you back prior to myself. it is good advice

Also, if the foundation issues are significant enough to have caused cracks that transverse exterior and interior to the point that light can be seen, I seriously doubt that your rent ready repair budget will cover what is required to get the rent up to market. 

I assumed you really wanted the answer to that question (as opposed to just making a political statement), so I provided an answer to *that* question...And I assume I did a reasonable job of answering it, as the only response to my post so far has been Tom's completely irrelevant link (though he's clearly proud of of himself for what he thinks is a witty post, so good for him).

A BPO can also be an interior or an exterior in which the resident would have no idea it was done.

I'm really not sure what Malcolm is thinking, but he should probably be happy that the bank is willing to allow him to short sale these properties as opposed to forcing him into foreclosure.

I am not opposed to the regulation of the mortgage industry as a whole, but only of private property owners who would seek to offer terms of sale of a property for monthly payments in exchange for equity.Thank you for your time and attention to this matter.Note: – use your own words and experience.

Those opposed made it sound like everything was going down the drain.

Paint inside, and out, they've painted on the brick exterior and the new shed I put in just for them, they've ruined the carpet/vinyl and decided to rip it out thus they've stained up the hardwood floors, the kitchen and new appliances are toast, busted a new window, torn out and lost new screens, the bathroom WAS new, they've ran a leaking clothes washer and soaked the floor which is probably ruined, that leak has gone into the heating duct work and has pulled away from the furnace, they tore off every down spout which has resulted in what used to be a bone dry crawl space being wet, I cut the yard yesterday(when I saw all this), and they are three weeks behind on rent.Human trash is being kind...

I estimated 15K in flooring, paint (exterior and interior) new kitchen, bathroom tile and landscaping.

Can you also make the change to display posts based on how long back it was, as opposed to when it was posted?