Would have to call and order an official payoff from the lender 

Do one task at a time in each app so you can compare apples to apples.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.

This is the typical investment strategy for wraps - buy on a wrap (non-qualified assumption) and sell on a wrap and cash flow.It is all a matter of disclosure and the end buyer's acceptance of the risk. 

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

We sold one lot only to be told that it is not buildable, AND that non of our lots are buildable.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

The problem I have is that even though I have reasonable savings and income, the lower income from the 2022 tax year is getting in the way of qualifying for a property that I can afford with my actual income of $130-145K.Find another lender I ran into the same problem not all of them average out your income, I noticed banks average out your past 2 years but mortgage companies do not I could connect you with my lender if you'd like 

Look for hard Money for %80 of each property, then do a cash out refinance and pay the hard Money Lenders.

We then find someone who is interested in buying the property and has a down payment (called a non refundable option fee.)

Many lenders have investment property experience requirements, meaning the borrower needs to document owning an investment property currently or previously..