@Kenneth HynesI am doing a delayed exchange, but I do have my area and realtor and prospects. 

I apologize for the delay in the reporting as honestly, I have been catching up on many neglected things since.After putting the house on the market and selling it in a week after a short bidding war between several buyer the house is gone on to its new owners as of the end of April and we made about a 9% profit. 

Make sure that the house has 2 bathrooms, good size closets and a kitchen that can be upgraded at minimal cost.

Huds escrow program is for FHA loans that require minimal repairs.

If you do commercial loans, with 5 yr renewals you will never see more than a minimal principle reduction. 

Run it right, keep all proceeds in it's name with occasional, minimal, justifiable withdrawals or distributions...you should be ok.  

that's crap they did that to you. they probably aslo double the PMI on you (that's what happened to me when i did a HARP streamline for an investment property).To hit a home run refinance, you need 1. lower interest rate 2. knock some years off the loan 3. minimal amount of closing costs..Why not refi to a 20 year?

She just passed a National to us a few minutes ago, to let us handle their local properties, but doesn't make up for the delays on the money owed.

Also, we can negotiate due to owner finish selections going over schedule and weather delays.

., will be minimal.