I'm a multifamily analyst for a bank that originates all sorts of real estate loans, and I am looking to connect with people that have a passion for real estate and money.

I have 2 rentals now but want to know what types of loans if any I can use to invest in more homes.

Just wanted to share, I've noticed a loosening in down payment requirements for DSCR (debt service ratio loans) that either use the actual or proposed rental income to qualify.

Quote from @Neil Warren: Hard money loans are at higher-interest rates and for shorter terms, meaning you will pay them back quickly, usually in 12 months or less.You should not borrow 100% of the purchase price.

Hi,I did a private lending, term was 1 year. there was a clause that borrowed can extend loan (if lender is ready) for 2 times, each time for 3 months. but borrower has to pay 1 point for each extension(3months). so extension can be done total 6 months.Now, after 1 year, borrower keep paying interest .3 years went like that.Now Borrower wants to pay off. in such case what should be Loan extension point added.Thanks

Downsides are that he gets none of the potential upside when the property may be sold down the line, and we have to find a way to ensure that we build enough equity in the property to do a cash-out refinance when the loan term ends to pay it off. 

Purchase price: $350,000 Cash invested: $250,000 Sale price: $850,000 This rare corner property located in the coveted Havertown neighborhood had my investors running to get a chance to secure this beauty.

I’m curious if anyone would have a recommendation for lenders that offer second mortgages in Texas. I’m interested in a property that is listed at 300k with an assumable mortgage with a payoff of 220. Does anyone know...

If the other houses you own have no loans could you stack all their combined monthly rental income to pay off the remaining $120k mortgage before you retire? 

Banks fight over giving loans to people with good credit.