There would be no refinance in this situation since there was no original financing to begin with.As for the credit cards, to get a single card with a 20k or more limit would be based on your credit history, but American Express has been known to be generous with initial limits and credit limit increases after 60 days of opening the account and then 6 months again after that.

The benefit of going solar at the same time as a roof replacement is that the Federal Tax Credit (currently 30%) applies to the roof as well as the solar system.

But, I need some coaching as far as financial strategy.I have an 800 credit score and no income (new RE agent) and my husband has a great W2 job but really poor credit due to some major credit card debt (long story).

I have excellent credit.

They agreed to owner financing along with a credit check; they want to know my terms?

- What type of credit do I need to get a mortgage loan? 

The internet seems to agree that down payments on commercial loans around going to be in the 30%+ range.

I have around 25k in cash and I have around 680 credit score (currently improving) with a part time job (20 hours/week).

@Brian M Sweeney I just formed all this a week or two ago and have all my accounts and credit cards in the first businesses name.

However it states that the 2013, 2014 and 2015 taxes have been forfeited which I assume means sold. 2016 says no taxes sold.My brother is a massive degenerate and loser, his credit is already destroyed and he's filed for bankruptcy and owes over 400K to the IRS.