I can understand your wanting to avoid the risk of carrying the debt, but I think that you are making an incorrect assumption when comparing your plan to other people's plans who have posted in this thread.   

They would want to know if a power company is billing incorrectly and can tell you whether they are or not and the specific regulation that governs it.

So by trying to protect its citizenry, I believe the government of Albany has made an incorrect calculation.

I assumed, perhaps incorrectly, that it was an anomaly.

Getting my husband on board was a problem for a while; now the issue is incorrect information on my credit report that I am having corrected.  

I figured most people do the PM themselves and hire out maintenance, so trading one for the other would be a fair way to divide the work without sacrificing too much cashflow (correct me if this assumption is incorrect).  

Most tenants will be fine with one inspection per year.If he's doing repairs incorrectly, you need to stop him.

@Alexander FeliceSomehow I must have incorrectly plugged the numbers into the form to generate this post.

They are fair with prices, there work is pretty solid but they work slow (and some other quirks).

I think that form the most part, finding a firm that has an established track record will say enough about them as an organization, but maybe I am incorrect in this assumption.Any help would be appreciated.Chris