Account Closed Yes I would like the whole page to disappear.

Once the rent(s) are deposited by Cozy you log into your online banking and transfer the money from the account Cozy has access to to your second checking/savings account. 

I don't believe me or my wife's income will be able to cover a full 80-90% LTV line of that amount but I want to be able to get a line as close as possible.Is there currently an institution that is recommended or any that should be avoided?

Biggest dig: no accounting functions. 

After finishing my last BRRR, I had my lease coming up for renewal in the main city I have to live in for my W2 Income.

Thanks for your answer.They charge me 7% from gross income plus 13% of any repair or rehab wether I bring the vendor or they do it.how do you think?

The city's robust rental market driven by a growing population, ensures a steady income stream.

Form an LLC:Purpose: Establish a separate LLC for the rental portion of the unit.Ownership: Lease the rental space to the LLC, which will handle all rental income and expenses.Lease Agreement:Internal Lease: Create a lease agreement between myself (as the homeowner) and my LLC (as the tenant renting the rental space).

@Rick Albert That is a great idea, the problem I am having in CA is that the lenders I’ve spoken with have told me I don’t qualify for a necessary loan amount based on my income, even if I were to do a house hack.

If you live in one unit and rent out the other, you can cover some or all of your mortgage and expenses with rental income.