If polished concrete was done, that part would already be covered with the Ram Board, as they would have come immediately after that job was done and put it down.When we pull up the Ram Board, there is some light dust underneath, but nothing excessive.

technically, private money is any source of money that will not be guaranteed by a government financial institution.This means that portfolio loans, hard money, self-directed IRA loans, PPMs, and mortgages from your favorite uncle are all different flavors of private money.Hard money is usually a subset of private money that is distinguished by the short loan term(e.g. 6 months to a year), relatively high interest rate, and excessive (disclaimer: my opinion) origination fees.

The 122 DOM is not excessive yet.

I am very sorry to hear that you had to fork out $450k in one year in excessive tenant damages.

If the monthly average is $100, charge them $115 to cover excess use variations.

Also have a hsa.Started a Roth this year with excess cash.

It is commonly referenced to show California’s high income tax, but many/most who reference it do not know that the rate only applies to the income in excess of $1m.  

California charges a minimum tax of $800 a year per LLC, and more if you have gross receipts in excess of $250k.

I understand there is NO tax on primary residence when sold other than gains in excess of 250k (for singe person).

Once you have enough cashflow start increasing your equity position for more leverage or excess cash.