![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1356805/small_1621511595-avatar-andream112.jpg?twic=v1/output=image&v=2)
25 April 2019 | 0 replies
My question is in regards to financing multi-family homes: Are there multiple types of loans that a Canadian can inquire about (other than the conventional bank loans)?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1342582/small_1621511486-avatar-kelseyo2.jpg?twic=v1/output=image&v=2)
16 May 2019 | 6 replies
Couple other questions: Is it better to do an upfront conventional loan or pay upfront cash then do a cash out refi?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1112141/small_1621509063-avatar-jimm217.jpg?twic=v1/output=image&v=2)
26 April 2019 | 3 replies
Alternatively, you could do a cash-out refi by putting a mortgage on House B which would be the cheapest money you could borrow since you would get owner occupied rates and a conventional loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/391048/small_1621448588-avatar-phat.jpg?twic=v1/output=image&v=2)
30 April 2019 | 6 replies
The inventory in the MLS is fairly dry for this type of property.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1331247/small_1621511389-avatar-waynew64.jpg?twic=v1/output=image&v=2)
25 April 2019 | 1 reply
I think you mean conventional loans....Fannie/Freddie.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1284808/small_1621510978-avatar-staceyagustin.jpg?twic=v1/output=image&v=2)
26 April 2019 | 11 replies
While the investment options of many conventional retirement plans are not amazing, as savings vehicles they have several advantages that will pay off in the long term.If you are in a 30% tax bracket, then when you make a tax-deferred contribution to your plan, you can put $10K in as compared to putting $7K in your personal control after paying taxes on income.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/960396/small_1621506322-avatar-macall.jpg?twic=v1/output=image&v=2)
2 December 2020 | 8 replies
@Macall Smith The max LTV you will get on a cash-out refi will depend on the type of loan - conventional, non-agency, bundled, etc. and seasoning.For a conventional 30 yr fixed loan you can get max 75% LTV (1-unit) and 70% LTV (2-4 unit).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1364482/small_1621511657-avatar-joea183.jpg?twic=v1/output=image&v=2)
26 April 2019 | 1 reply
My credit score is over 780 so I feel a 3% down conventional would be ideal, and within one to two years, have the HELOC on my condo (when I mention HELOC, it's the one on my condo)paid off and actually put down 20%-30% for an actual rental property.More experienced real estate moguls, what would you do to speed things along so I could buy another property sooner rather than later?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1303352/small_1695007894-avatar-jasonl351.jpg?twic=v1/output=image&v=2)
13 May 2019 | 16 replies
I would watch out for places where there is loads of new inventory.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/666675/small_1621495053-avatar-stevenw86.jpg?twic=v1/output=image&v=2)
4 June 2019 | 13 replies
The rates are not really that much higher than conventional financing for investment purposes, although they are a bit higher than they would be for an owner occupant.