There are so many choices to make I'm just so stressed on figureing it out idk what to do.

Maybe as we grow it would be a good choice.

Separate unless you have ZERO choice....as stated, if a tenant isn't paying the bill, they couldn't care less about going nuts with water, electricity, gas etc etc.If you have kids, you know what I'm talking about :)

Most of our future properties were usually not initially fit for prime time conventional financing so we had little choice.

Why getting higher rates, downpayment and closing costs unless you have no choice.

Going back to a previous comment I'd made, I think part of the issue is I really haven't narrowed down exactly where I want to focus (Grand Rapids, Indianapolis, or even home market in Chicago suburbs) so I haven't fully committed to either yet as I'm trying to learn about all of them before making a choice. 

Choice home warranty paid by the sellers sent someone to take a look.

Congrats to a kind heart person.Write down each choice and assign order of importance and cash flow and mostly your own time.Once you write it down analyze with your trust ones.

@Natalie KolodijEven if they push hard, if there's a choice, and the price difference for 2 years between the two is something like $399 vs. $1440, it's an easy choice.If I can get the secret wholesale price it's only twice as expensive instead of four times as expensive... which still seems expensive for what I'd use it for. 

The Homestyle loan seems like a good choice as I'd like to find a deal, rehab the property and live in it.My main question is, what dictates the down payment amount?