However, the high-interest rates are significantly affecting my operational costs.

If we then have another meeting that we are pre signed up  and have paid for which is on Wednesday, the expenses that my wife and I incur on Tuesday are deductible because it is considered a work day since it falls in between 2 separate days of meetings that are directly related to our business.  

The deal I chose was somewhat at random, but also looking at price points and neighborhood ratings I thought would be good for a first investment.Below is my attempt to break down this deal. 

I purchased a duplex with 2 sets of tenants just like yours last July. after going thru the process with the first ones and paying a flat rate, I was able to negotiate A split rate for first the filing and then the court appearance.

So, most likely going from a lower rate conventional to a higher rate DSCR you will be just making your DTI worse not better. 2) However, most loan officers do not seem to know how to calculate rental income which often results in incorrect DTI numbers.

@Gabi Ashenden is that 8% rate for your primary home? 

Hey Bhargav - Are you looking for a rate/term refinance or cash out?

Has anyone tried requesting a sec 8 rental increase but the rate comes in lower than the current rate?

If you HAVE TO RENT by the ROOM to make ends meet, you are surviving on borrowed time.    

Jack - Elements of seller financing that I think would be interesting to call out/explain are:- Payment structure (length and rate) to seller.- Tax Benefits of receiving installments instead of a lump sum payment.- Legal Options for the seller if the buyer does not make payments.- Visual/Explanation of how the loan looks on the HUD-1 at closing.Good Luck!