I have the funds to out down 20% (about 100,000) but wouldn't it make more sense to let my tenant and equity pay for that?

My plan was to start selling a house or 2, in maybe 8 months once the tenant pays down the mortgages a bit more.

Don't let it stop you from investing in the future. in the meantime, how much personal cash flow do you have to pay the mortgages?

Note that CA tends to have higher tax rates so if CA taxes $10k of rental income sourced in Ohio at a 9% rate, but you only paid, say, 4% to Ohio, maybe you'll get a credit for the 4%, but you're likely still paying the 5% differential to CA. 

As I have always had an in house notary in my company.so the on line notary is new to me.. only thing i dont like is getting charged for it.. just like mobile notary I wont pay for those.. if the title company insist on it I push back ***** and whine and just tell them no way am I paying a mobile notary because its your requirement LOL.

If you have one tenant renting the entire unit, that is another story; however, there are some bills if they don't pay, you are responsible for. 

That or pay a 6 cap for a 60 year old building with Billy Bob Hot Dogs as a tenant.

She is very stubborn and says she’s tired of maintaining and paying the bills every month, she is eager to just move a tenant in.

@Jesse Jamrowski 9% would come from someone paying my principal portion of the loan.

Maybe put a few into DST's to avoid taxes, and maybe put a few into regular syndications where you do have to pay the taxes on your sale.