In about two months I will be separating from the military and moving to Groves, TX.

We would need to create a separate LLC just for that specific deal because we wouldn’t want to co-mingle investor money in our main LLC.

New floors throughout, completely new kitchen and two baths and opened a wall that once separated the kitchen and dining room.

The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Alternative: Rollover Funds to A Solo 401k & Take a 401k loan or Invest in Real Estate DirectlyIf you are self-employed (i.e. active self-employment earned income separate from your w-2 income) with no full-time w-2 employees, you can set up a Solo 401k and then rollover your 401k funds once you leave your current job [NOTE: You generally can't rollover funds that you saved to your current employer plan until you quit.].You could then take a loan of up to 50% of the balance not to exceed $50,000.

If he gets hostile or difficult during the separation process remind him that you chose to interpret his use of the credit card as a lapse in judgement but are willing to pursue him for damages/charges.Should be a good small claims court thing if he didn’t pay you back.

Even if I open a separate account and transfer money into it from my personal account to pay the mortgage and other bills, nothing works.

Sarah - Since you have three lots you could create three different listings at different price points and options and also list the vacant lots for sale separately as well if your MLS will allow you to list both a vacant lot and a to be built listing.

If so is it two separate loans one for the land and one for the house or does the 1 loan encompass the purchase of land and the house build?

We're also doing two separate ground up new construction three unit buildings at 1 & 6 Coppersmith Way in East Boston.

My credit's recovering from around the 580 mark (down from the mid 700's after I separated).