Interest rates are chosen base on price and are affected by the origination cost (which is not necessarily disclosed) For example, let's say:4.375% would cost you 3,5004.5% would cost you $500 in adjusted origination charges4.625% would give you a small credit of $1,500 to go towards your other costs.A lot of times what you will be offered is 4.5%, but this doesn't mean you don't have access to higher or lower rates, it will just cost differently.With a lender that charges significantly less origination, 4.375% might only cost $500, and therefore be offered to you.The new QM rule now imposes a cap on fees and points that can be charged for the borrower.

As can any big jumps in dues or restrictions on rentals.

I sent you a request for me to access your PM for me to be able to send you a message.

The "free" option but the one that will take the most time is by accessing the public records either at the court house or online through their database portal.Another option is to pay around a $100 for a title search.

Then I left there to Solid Source Realty which had a per trans. fee of 300 dollars and about 40 a month for E & O and MLS access.

First of all the HOA fees eat up a lot of the cash flow, oftentimes down to a non-acceptable cash-on-cash return, making finding condos that do cash flow appropriately more difficult to find...and that's until the HOA doesn't up the fees.Second of all, so many of the condo associations here have "no renting the first year" or "no renting for the first two years" as restrictions that are not always disclosed in the MLS.

Am I free and clear of the restrictions after the 90 days?

You can get had money referrals and access some private money.

@Eddie RishWelcome to our discussion.Please take a moment to read the Forum Rules and restrict solicitations to the Real Estate Marketplace.

I just opted out of a REO deal since the bank would not provide access to the crawl space under the home to investigate and estimate the cost to stabilize the settling that was obvious from inside the home.