So I have a friend who, as a single mother, was forced to move from Maine to Massachusetts, a few years ago, to find work as a nurse.

I'm mainly looking at Freddie/Fannie commercial loans.

I've got a main single family house that has 3 smaller houses behind it.

Are these my main options, what am I missing?

My main concern is resale, but if the numbers work well, why couldnt I do the same thing and sell the 4 units.  

I don’t feel like it will be difficult to find another bank to lend me money but since my property is under 5 units and therefore being valued based mainly on comps I’m worried I might get the same appraisal again.

These are mainly for retirees, high income earner doctor's or corp execs to park money, or owners that have sold off businesses.

I am mainly concerned with the Houston market.

Currently the rent barely breaks even but the price has appreciated quite a bit.Should I have the condo sold today, I would have about $260k on hand ($180k down pay + $80k profit after exp.)After listening to some podcasts and doing research, I decide my main goal is to buy and hold for the passive cash flow.

Coupled with 12-15k in savings I could acquire again within 3-4 mos.Are these my main options, what am I missing?