One book said to use Sub-to mainly when the seller is in financial trouble, to get them off the deed.

In the rental business, they fail for two reasons: lack of cash flow (mainly because they don't understand operating expenses) and the inability to properly deal with tenants.

I have no properties tied up at the moment but i usually come across one or two a month... mainly in the Orlando//Daytona Beach area.

Again, re-fi might be the only option I can see to lower our monthly payment to reduce the pain a little but we'll still be bleeding out cash, just not from the main artery.Are there any suggestions at all that anyone might see that could help our situation?

My main focus has been land aquisition for residential builders and developers, but that market has taken a huge hit in metro-Atlanta.

My impression is that most people on this forum invest in mainly residential and some small commercial properties.

I am also focusing mainly on the locations in the N.

Our main financial/funding guru on our investment team is also from Bend.

I am mainly interested in wholesaling and possibly bird dogging to get my feet wet.

If you don't need the tax benifit and your main goal is debt free, then yes pay it off.