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Results (10,000+)
Danielle D. How to finance a Multifamily/mixed use with no NOI (empty)?
24 September 2017 | 9 replies
How about someone with a self directed IRA?
Melanie Raine Looking for book recommendations
23 September 2017 | 2 replies
I'm specifically looking for how-to's for self directed IRAs, land trusts, and LLCs.
Trevor Lohman When does lending become feasible $$$
23 September 2017 | 6 replies
Sorry if this had been asked already,I'm just curious:At what point do you have enough money in a self directed IRA to consider lending?
Ash Patel Is it wrong to sell everything now?
7 January 2022 | 25 replies
Every dollar has to be parked somewhere, whether that's in an IRA, CD, stocks, real estate, a checking account, or a coffee can in the backyard. 
Chris C. Self-Direct 401K/IRA Advice
30 September 2017 | 13 replies
@Chris CapersFollowing are the similarities and differences between the solo 401k and the self-directed IRA.The Self-Directed IRA and Solo 401k SimilaritiesBoth were created by congress for individuals to save for retirement;Both may be invested in alternative investments such as real estate, precious metals tax liens, promissory notes, private company shares, and stocks and mutual funds, to name a few;Both allow for Roth contributions;Both are subject to prohibited transaction rules;Both are subject to federal taxes at time of distribution;Both allow for checkbook control for placing alternative investments;Both may be invested in annuities;Both are protected from creditors;Both allow for nondeductible contributions; andBoth are prohibited from investing in assets listed under I.R.C. 408(m)The Self-Directed IRA and Solo 401k DifferencesIn order to open a solo 401k, self-employment, whether on a part-time or full-time basis, is required;To open a self-directed IRA, self-employment income is not required;In order to gain IRA checkbook control over the self-directed IRA funds, a limited liability company (IRA LLC) must be utilized;The solo 401k allows for checkbook control from the onset;The solo 401k allows for personal loan known as a solo 401k loan;It is prohibited to borrow from your IRA;The Solo 401k may be invested in life insurance;The self-directed IRA may not be invested in life insurance;The solo 401k allow for high contribution amounts (for 2017, the solo 401k contribution limit is $54,000, whereas the self-directed IRA contribution limit is $5,500);The solo 401k business owner can serve as trustee of the solo 401k;The self-directed IRA participant/owner may not serve as trustee or custodian of her IRA; instead, a trust company or bank institution is required;When distributions commence from the solo 401k a mandatory 20% of federal taxes must be withheld from each distribution and submitted electronically to the IRS by the 15th of the month following the date of each distribution;Rollovers and/or transfers from IRAs or qualified plans (e.g., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)
Josh Tonnesen 401K/ IRA advice for recent college grad
25 September 2017 | 4 replies
In addition to stuffing your 401k to the max also consider contributing to a Roth IRA or traditional IRA as well as an HSA.  
David Weintraub Church Needs Funding
13 October 2017 | 9 replies
There are one or two lenders that just float bonds for the church which then get sold as investments to the congregation for their  IRA's and so on.Church buildings are sort of a single-use property....so limits its commercial Value.
George Hoover Having Trouble with the 3rd R in the BRRRR Strategy? Me too
28 September 2017 | 6 replies
The private lender is using money from his self-directed IRA.  
Shiv Jey Raising Capital, complying with securities, self-directed IRA's
29 September 2017 | 3 replies
How does one typically find self-directed IRA investors to invest?
Kate Kratochvil What can I do with $3,500?
16 October 2017 | 76 replies
Have you already funded a non-Roth IRA?