Also factor in the value of sleeping well at night and avoiding the constant desire to stab your monitor with a pencil. 

It depends on many factors, one important one of which is your vicinity to the property and your knowledge of the local laws.

Than there is the intellectual laziness factor, some quotes require special time consuming underwriting vs standand key strokes.

Which is probably why some swear that some environmental factor is giving them trouble when others have no issue.The gold standard for mold testing is called the ERMI and can be ordered from mycometrics.This might be a can of worms you don’t want to open and would agree with most of the posters and let them out of the lease.

And they really wanted to dive into my connection to the area.Now do I know how much weight a loan committee put on each of those contributing factors?

Using this approach, keeping withconservative rent growth and vacancy assumptions, and factoring in the fully matured real estate tax amount post-abatement, the Y1 projected cash flow of $570,561 ($670,561adjusted down $100,000 to account for the fully matured RE taxes) would value the asset at roughly $11.4M at a 5% cap - a substantial savings from our purchase price of$9.8M.

Obviously this is just for two units in one home, and I'm sure most Condo Association insurance is designed for larger more corporate entities.

The fire incident report says that it was oil at the stove that started the fire and added "alcohol / drugs" as a human factor.

In addition the local building departments have to sign off on the design etc. before it's submitted to utility company. 

The other is a stabilized cash flow opportunity in the suburbs.While location is a very strong component of real estate that always needs consideration, it is also one of many factors.