Hard money lender, Heloc, 203k? 

If not, why not just give a sizeable EMD (earnest money deposit) into escrow and close on it in 120-150 days.

If your plan is to make money on this investment, the more amenities you offer, the more people will want to stay at your property.

Using other people's money (OPM) in real estate allows you to leverage your investments, significantly increasing your purchasing power and potential returns.

Lots of opportunity to make money in both spaces.  

Glad you were able to find a solution that worked for you and to save a lot of money in the process!

Hard money lenders?

Just getting into real estate and was wondering about if it is a good idea to wholesale. use the money as down payments and take those properties and set them up as lease option?

That is basically gifting you money. 10% down is also way too low to make it attractive for a seller to finance you. 

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