Some people hedge their bets, and go 50/50 fixed/variable (or some other ratio according to their best gambling/research beliefs, but then focus on paying one down quicker than the other once rates actually change). 

I should be more open about it and open to changes as well. 

If you can keep the same rental amounts, but change it to monthly billing with a decent quality of tenants you should be good to go.

Markets always change.

Offered to change where it shoots out, but don’t know how to make it less invasive yet.

Has anyone ever done Cost Seg for a building placed in service years ago and applied for accounting change?

@Jeffrey Lee I don't think living in a property for only 1 year will get you owner-occupied benefits especially if you have a primary residence with a mortgage elsewhere.You can classify it as a second home and then change it to a investment property on your taxes when you start renting it out.If you do a split between your use and rental you just need to give that info to your CPA come tax time.When you take out the mortgage you need to declare it as a primary, secondary or investment property.

Seems things have changed.)From the CallHippo Study: Tuesday, 30 May 2017 - The Best Day And Time To Make A Business CallCallHippo did a research on what is the right time to make a call to your prospect,where we took the data of our 1000+ clients that engage with their prospects over calls on a daily basis.

That's 50 times I need to house search, negotiate, underwrite, the refinance (always at changing rates), and more I can't think of right now.

Are there any other variables that I can change to make this more palatable?