I am betting it would be substantially higher. 

We’ve read a lot of articles and advice online as well as here on BP on what to look out for and be aware of.

You may think you are not "representing" them, but by law you would be considered to be acting as their agent, though illegally.Just because someone writes up an article and puts it online, that gives you instructions on how to do something doesn't make it legal.

And lastly I would use an online service for rent collection such as cozy.

I think NRIA is only open to accredited investors so more detailed info may not available on line.

SEE if your HOA rules say any more than that, I bet they don't. 

@Shawn Foster Best bet: reach out to mortgage brokers in your area.

It's an online-based MLS broker that was a big hit in the UK.

And for sure on much bigger scale when I have flipped plats to national builders you can bet they are just waiting for us to not close.. and will swoop in.. its just part of the game.. win some lose some.. 

I've been looking at a lot of properties online and one of 2 things usually happens: either the seller over estimates the property (overstates price and rental rates around the area), or it's a 3rd party/wholeseller who I have to refresh their memory about the property.