Hi everyone,I recently moved back to the island and browsing Zillow and clasificados online I've notice that none the listing had a virtual tour attached to it.

You are now able to get up to one attached ADU or two detached ADUs on lots that have a single family home or 2-4 unit structure.

I currently have about 55% equity in my home which would net me about 220k(assuming a Loan to Value ration of 80%) and converting my attached garage(400 sq ft) into a junior ADU and then building a free standing ADU in my backyard.

If it has an attached 1 car garage of about 250 sf, a savvy investor can buy the home, use the liberal ADU codes to convert the garage into a nice 1/1 studio that can be part of the original property, or be an actual separate unit.

Also, you should have a checking account that also is attached to the business and tax ID#. 

No.I would not buy a home that had those conditions attached to the purchase.

If you look at the attached pictures the bike isn't tilted, doesn't seem to have fallen over.

Of course it was some random address that had nothing to do with our company.The bottom line is to never click on an unexpected link or attachment.

The rest of the property is under a portfolio loan with a local bank at 4.5% 20 year am with 25% down.The main home has an attached MIL Suite, that I will occupy.

Yes you can add an ADU or do a garage conversion, but either option must be attached to the main house and a really good HUD approved FHA 203k Consultant can guide you through that process and how to do it.FYI - your FHA 203k Lender is responsible for selecting the 203k Consultant for you.