Now if that’s logical thinking or just fear talking, that remains to be seen.

@Bradey Peavy So far it appears prices have remained relatively steady but activity on both the buying and selling side have slowed down.

If I understand your question, you are wondering if the concession can be used to satisfy your down payment.

Debt is getting more expensive and rents could remain flat on some properties. 

In California, the remainder would be divided between the remaining siblings unless the adopted child who died had a spouse or children, then his or her share would go to them. 

I really like that plan but, to me, it seems like the numbers are expecting my mother and I to bring the $30k to the table at closing, which I can’t do.In my mind, using round numbers, the sale price would be $155k minus the $30k gift of equity down payment for a mortgage on the remaining $125k.This is the response I got:The 30K is not in cash it has already been paid and is equity.

You should actually be able to live in it for a period of time to satisfy any owner occupancy requirements your lender will put on the mortgage loan (Usually one or two years) and save your money you collect from renters.

And on a general basis, are local investors satisfied with this structure?"

I really like that plan but, to me, it seems like the numbers are expecting my mother and I to bring the $30k to the table at closing, which I can’t do.In my mind, using round numbers, the sale price would be $155k minus the $30k gift of equity down payment for a mortgage on the remaining $125k.This is the response I got:The 30K is not in cash it has already been paid and is equity.

I really like that plan but, to me, it seems like the numbers are expecting my mother and I to bring the $30k to the table at closing, which I can’t do.In my mind, using round numbers, the sale price would be $155k minus the $30k gift of equity down payment for a mortgage on the remaining $125k.This is the response I got:The 30K is not in cash it has already been paid and is equity.