@Dana Jordan why are you questioning the advice of PMCs that have been at this way longer than you?

Hey Pat, Welcome to the BP community.Love your passion for real estate.Wishing you all the best in this exciting next step!

I have been doing research into this but so far have not been able to be fully sure of this.

I'll pay thru this if this is real deal but how do I know I'm dealing with the right person?

JD actually helped my wife and I purchase our first deal earlier this year.

A cost segregation study was performed on this residential condo in Herndon, VA purchased in 2017 with a depreciable cost basis of $151,518.

This is an expectations issue, not a calculation one.With that said, you need to be looking at properties where you can add units and/or bedrooms.

This is a landing page I came across in the Boston, MA market.

Mike licensed Mortgage lender who can do residential owner occ loans is what a RMLO is.they are tough to find because most work for a broker that will not allow one offs.. when I was current with my RMLO license I thought about setting up for this business but too much work for to little money.RMLO needs to be a state licensed mortgage lender and NMLS registered to do owner occ loans. 

This is my opinion only.