Also have a property we've been working on funding for, but don't have the "skin in the game" cash, and it's less than the mostly required $50,000.

borrower must have skin in the deal.It doesn't look like they do.

What are thoughts on someone who has skin in the game, was offered a couple 100k to do something with that would make everyone happy!?

The lender most definitely wants you to have skin in the game and not borrow your very first obligation. 

They have more skin in the game then you do.Make sure you get clear title.

Just got off the phone with a lender who said they would not give 75% of appraised value on a rehab, but would only give 75% of purchase price + rehab so that I would still have skin in the game.

., hey LIFETIME warranty, yada yada, but it won't cover any of the other damage that happens as a result of the house shifting, so somebody is going to have to go back and patch, re-texture and paint and recalibrate doors, windows, etc. 

So what would you do if you were in the same situation with a, say, 35 year old person who was identifying as a moonbeam this week, and their skin was a beautiful shade of green, would you treat them any differently? 

This ensures that your provider has full "skin in the game" and is more accountable. 

They need to have skin in the game, IE they need to be paying an inspector to tour the property.