They are business credit cards which report to different agencies than your personal credit, so it wouldn't affect your personal status at all.

I am currently renting out rooms to friends (all moving in/out at different times) and need to get a lease together.When I buy my next primary, I want to be able to use my current rental income to get approved for another mortgage.What kind of lease do I need now in order to make sure the above can happen?

Change your story each month as different stories will resonate with different people AND use each story to emphasize one of your “who do you know…” questions.

I know it's been asked & answered many times but since there seem to be so many new companies out there, hoping for an update...Looking for STR management software recommendations, and one of the features I'm particularly interested in is the ability to have instruction guides for the guests for how to work different things in the house.Thanks!

And, I know people hate the sales-y part of eXp info, but there are lots of different avenues to grow over time within the brokerage outside of selling real estate.

Again, I understand that other economic conditions may play a role in affecting interest rates, but boy is that a large difference. 

It's important to communicate your concerns with the agent and if you feel uncomfortable or suspect any unethical behavior, it may be best to consider finding a different real estate agent to work with.

I told the rep that I have a solo 401k already and was told it's nothing different.

Don't forget your Follow up process, Cold calling consistently will produce good leads but, for us, the first contact to closed deal is longer than some of the other forms of marketing and FU is the difference maker.

I know that might sound ludicrous, but the rapid appreciation in housing prices and interest rates has created some very interesting rent vs. own dynamics, especially in the Bay Area.