Trying to cover all of your mortgage while living in one of the rentable units may work if you are willing to put down a larger down payment (all of that 100k). 

I don't know, but you would 100% want to check in with the existing optometrist, maybe they don't get "walk in" business anyways and do not care and wouldn't mind the like-minded neighbors (I've had mortgage neighbors before, and do not care -- I do mortgages they don't, case in point office mortgages across the country, so I wind up getting business from them), but an ice cream shop is going to be LIVID if you rent the unit next store to a frozen yoghurt shop, since that's a LOT of walk-in business that's now getting split two waysAnd then to make it really fun, here's the question I'll throw back at you.

The city even had a little handout for garage conversion, pertaining to achieving the proper R value for an in place slab. 

The majority of mortgage borrowers today have rates below 6%.This means that sellers have to be VERY motivated to sell. 

I'm reminded from non-RE friends about how I take risks with real estate and I should be try to be mortgage free but when I look at my stocks, I have no control over the value other than to buy or sell. 

My wife and I currently own a house in Royal Oak, Michigan (Metro Detroit). we have decent equity in the house as we bought it in 2017 and have 2.65% mortgage rate. 

Feel free to reach out to me and ask me questions, we are a Veteran owned and operated mortgage company.

These activities include shopping for mortgage, communication with lenders, going to open houses, doing comps for putting in an offer, analysing disclosures, and closing activities.

My intention is to use the insurance claim funds to pay off the mortgage on the rental property.

In addition, it ensures any required repayment of any assistance provided by NACA for the mortgage payment.