And even if I am able to borrow, the rate of HELOC is much higher than a traditional mortgage, I would want to refinance to a traditional loan.

Most of the scenarios proposed to us by potential clients for such joint ventures would likely create a benefit between the parties and not pass scrutiny in an audit.There are many ways to safely and productively grow your IRA investing in non-traditional assets such as real estate in a standalone fashion,  There is no need to take unnecessary and foolish risks with your retirement savings.

This time around many people are no longer applying for traditional jobs interviewing all over the place.  

I am using a local community bank that I used for my primary residence.

The problem is that our primary residence is in my name and I don't make enough working part time as a nurse to cover our primary residence mortgage and do a second home mortgage on paper.

The only thing is my regular job as a nurse I don't make enough to cover the cost of our primary residence mortgage and the second home mortage on paper.

@Dawan Scott That is typically the primary issue with working with funds in my experience.

My primary use for this property is as a buy and hold property that I will use for a few years as a vacation home and will Airbnb it out when i'm not using it.

I will soon have a $100k downpayment going into new primary home which will still leave me with $200k cash that I can use as capital. 

June 1, Would I be able to refinance to a traditional type mortgage or any other low interest mortgage to pay off hardmoney lender but be able to hold on to the property at a lower rate until it sales?