Though I have untapped credit card limits and a 401k to borrow from for emergencies, I prefer to have more cash on hand.

In my world, most people do have a bank account (many have several bank accounts), and a credit card(s), and job(s), and a financial history.

I have $40k total in credit cards, signature loans, and two vehicles.

These are again only for smaller deals,  and we use credit cards to fund the renovations.  

You will get a record of the payment and the money will be deposited just like a credit card payment.Maintenance Calls - www.NightTenders.com Is an affiliate of the National Association of Residential Property Managers.

The tenant just paid $500 using a credit card online, balance is now $175 due by 11:59pm tonight. 

The instructors would get you to call your credit cards to ask for a limit increase (to then turn around and "invest" in your education).

The Chelsea / East Boston area is another one that keeps showing up on the list of "up and coming" areas in Boston (along with Dorchester), but it's a tough sell when realistically there are only a few areas within those neighborhoods I'd consider living - it would be great if we had the capital to buy an investment property there (and not rely on an FHA loan/minimal down payment), but that's just not in the cards

If an authorized user does not have a card, what is he/she using your credit card account for?

I am not sure I need to go to a seminar to find out I should pay down my credit cards or to learn the difference between good and bad debt.