In Virginia you can include these in your selection criteria but you do run risks if the database is wrong or you get the wrong person in your background check.Think carefully before establishing your selection criteria because you MUST stick to it.

I will not even begin a project unless I have a good idea bout my team members including the contractor.

Currently I have a 3/1 attached to a 1/1 and I include the utilities in the rent.

You want tenants who care about their financial lives so much that they ensure they have a high score because they'll make sure that all of their bills get paid on time and in full, including the rent.Feel free to reach out anytime if I can elaborate or further clarify anything!

I was not aware that it will solely be based on the work done rather than also including market comps.

The decision between using an FHA/low down payment loan product and putting down a larger down payment depends on several factors, including your financial situation, investment goals, and risk tolerance.Here are some considerations to help you make an informed decision:Size of Down Payment: A higher down payment might lower your monthly mortgage payment and perhaps free up cash flow.

Including land and build cost?

Quote from handy Man/Contractor around $25,000 not including windows. 

The ADU did a site visit, and the takeaways included adding a second story would be significantly more complex and expensive than a backyard ADU.

If you want more creative and customized financing alternatives then call Scott Miller, Ellis Creek Capital, at 407-758-1947.Let me know if you are also interested in a property manager as my PM is world class who has been vetted & approved by all of the big lenders, including Freddie Mac and Goldman Sachs.Best of luck!