Soft pulls don't affect your credit and go off your records faster.

Don't pay it off any faster than the mortgage requires - it's at 3%! 

My payoff timeline accelerated quite a bit and when my loans dropped under 10k, it really fueled the fire under me.

Vegas is heavy tourism, Austin has faster growth and a more diverse economy from what I've seen.

Faster than Cozy and it's true cash type transaction.  

You have a substantial amount in cash that could go a long way with a flip that would turn a much better profit and much faster but with more risk on the table.

I also use CloupApp for faster IMG captures and GIF's.

For acquisition, you need to start using private lenders to take down the deals, or structure seller finance deals where the seller is the bank.With these two acquisition strategies, it would remove the bottleneck you have in that part of your business and allow you to scale a lot faster and keep your marketing/lead gen going at all times. 

Made a move into Radioactive Materials Remediation (I know weird move) and was hired by a large oil and gas company 2.5 years later as their Radioactive Materials Manager, learned explosives compliance along the way and spent my last 5 years there traveling all over the U.S. as their Corporate Radiation and Explosives Manager. 2017, Good Job, Good Pay, New Baby and then a heating fuel oil truck had a spill on my property and made its way into my home and under my homes footer, DEP got involved and to remediate it they had to tear down the house and we lost everything.

The house I just got under contract will possibly be right on the edge of the minimum finance amount even after I've made some improvements, and I will certainly be able to refi with a bank statement loan company faster than with a traditional lender as they need at least a few years of docs that all show what they want to see.