So that would take care of the issue of same rent amount deposits.Bank of America and USAA also have a free service to make online transfers to other account holders within the bank.

If all the food, clothing, and furniture is gone, they're probably gone.

It you're using your ATM card to pay small amount, like grabbing a sandwich at a fast food restaurant or something at a convenience store, I would strongly encourage this.

Jerry, way up there you had a concern about the LTV, it's almost irrelevant as the LTV is not where a new note holder would be, since they buy at a discount.

California has some wacky real estate laws...In my experience, and in my state, if your contract (with you as a buyer) has no contingencies and you don't completely the transaction through no default of the seller, you're going to lose your EM if the seller is willing to fight for it.As a seller, I always give my buyers reasonable contingency periods (and if they use my mortgage broker and closing attorney, they get a financing contingency through closing so they'll never lose their EM), but if the buyer passes their contingency periods and then wants to back out for some stupid reason, I *will* keep their EM.If they don't want to give up the EM, I'm happy to let the EM holder assign it over to the courts, file a small claims suit, and let a judge decide.

This is fantastic food for thought.

Phillip - Thank you so much for organizing the gathering and for the food.

Originally posted by Rich Weese: I know I have hired quite a few college grads – but not for work in the field they studied......But you still hired them.....over non-degree holders I assume.Originally posted by Rich Weese:I'm not trying to diss on education.

The pest control will not matter if the tenant is not clean.The animals will eat the food,grease,trash instead of the poison.If there is nothing to eat they will ingest the poison and start to stay away.If you have a connected unit you do not own the problem could reside with those people and not your tenant.

Never really thought about the distribution aspect as I am focused simply on my goal; it leaves me food for thought.