Your options are out of order in regards to the banks interest in programs they apply for the homeowners in need of assistance.

I received in the mail two free "killer Converstions" CDs that were really quite interesting, taken from a boot camp in which severeal seasoned investors told about there successful programs wherever they were from, which was all over the country.

I discovered that, although the strategy was basically sound and works well for many, it was really not a good "fit"for me, and have since refined my long-term goals and with it, my "roadmap" to get there.Like you, I`m new to this, like you, I don`t have much money to invest, and(as a result) like you, I`m looking out-of-state, where the price of admission is much lower.

Here's how that game typically went The "Investor" who had a 680 or better credit score qualified for 100% financing Stated income/ Stated Assets or No Ratio and for a brief time No DOC ( No verfication of income occurred with any of these programs.

We really like this bank because they will work with multiple first-time home buyer programs (HANDS and HOP), programs that will match our down payment and then some, giving us an additional $8,000 to put down on our home (with our $5,000 cash).

The Pay Option Arm program is one of the biggest Alt A killers right now.

Clarke, welcome to BP...Some things off the top of my head include....a) Churchb) Fitness clubc) Pick a nice neighborhood and saturate it door to door just shaking hands.

Man, I was just in a gun shop the other day, and now I'm REALLY interested in getting a pistol (and fitting my lady with one too... :( )

I got my amortization program as part of my Excel, back in '94 or so.

I was a person with semi decent credit and no money back in 2005 when i ran across a program teaching to invest in homes and put tenant buyers into the homes for a lease option or Rent to Own.