A lot of us have focused on Philly in the past year because the deals are better comparatively and the options are pretty vast to house hack there or invest in multi if you understand the city dynamics and blocks.

I was originally going to refinance out of a hard money loan, but had to evict somebody in the process I missed credit card payments and damaged my credit so I am unable to refinance.

Most of the time, this siding goes bad on chimney chases, the bottom row or two around the house and anywhere it's been damaged allowing water egress.

It's also in your best interest to take care of moisture issues before they start to cause expensive damage to the house. 

Unless they are exceptional and have coverage for furniture damage and guest shenanigan's including liability for alcoholic related incidents and other guests Bulls__t.Respectfully,Marcello

They may also be able to get together and file a lawsuit blocking the action.

It seems your financial damages are limited to the time spent on phone calls.

Your phone number gets blocked as "SPAM" nowadays.

I would start to manage their expectations in the right direction that if they cause damage they are responsible for the charges.  

Moisture build up, rot-like you said-and termite damage are likely results.