It’s been about a year now that I have been trying to consume YouTube videos, Bigger Pocket webinars, literature, and basically whatever I can find.

It's a way of deliberately opting for lower short term returns for bigger long term returns and insulation against other higher risk investment vehicles.

No law says 30yf and 15yf are the only options, lots of lenders have "pick your term, pick your payment" options all the way from 10 years to 30 (gotta call on Congress to pass legislation if you want a Fannie loan >30 years, the fact that consumers go right up to that maximum term without even thinking about it tells us there is certainly consumer demand for >30 year mortgages). 

Also - make sure you factor in the possibility of tenants (if you opt for multi family) holding back on rent due to COVID-19 for the next several months.

Did you opt for checkbook control of the Roth IRA funds too or are those held with a custodian? 

The Dodd Frank affects consumers of residential properties.

If you have the financial buffer, I'd opt to keep looking for a new tenant. 

@Swati PatelThere is no such thing as taking partial depreciation.There are some items that you can do to accelerate/slow down depreciation but there is no such thing as partial depreciation.Accelerate depreciation = Bonus depreciation, section 179 expense, cost segregation analysisSlow down = Making an election to opt out of accelerated depreciation.Regarding whether or not you can utilize the rental losses to reduce your taxable income...It depends on what your adjusted gross income is.

That changes the loan from a business purpose loan into a consumer loan. 

I have been trying to look at properties across the country but it is pretty time consuming.