in fact,I am willing to learn how to flip deeds and liens, I need you to constantly update me on the subject

You can get separate lawsuit protection if you go to a liability insurance broker on top of your E and O I coach subject to, lease option assignments , joint ventures with sellers on minor rehabs, Wholesale flips, etc.

Although I enjoy working with people, I am realizing that I am getting tired of deals constantly falling through because of someone else's financial problems.

Or we also heard that maybe we are allowed 4 in joint names, 4 in my name, 4 in husbands name? 

I must say that I got really obsessed with this, and try to improve constantly the rate of increase with a combination of control my personal spending and getting the most out of my real estate endeavors and investments.

(no wholesalers unless willing to do a joint contract)

In FL all owners are severally and jointly liable for the debts; so, if a property has a lien against it you would be liable.

They want 35-40% down, 10-15% in reserves and loan amounts of at least $50K.As such, you would want to look at joint ventures or private lenders.  

Keep credit good and constantly learn while building reserves. 

Is the investment property the only self employed income you have.Is the trust only you, joint or with someone else in your family.How many mortgages do you have and finally is your last 12 months stronger income wise than a 24 month avg?