@Jennifer Bayhi Gennaro You may also want to double check with your local city authority.

and I am not sure what is going on.If the product is good and legit, why can't the author name it?

He's on the right track.If you have any existing credit cards right now, add him on as an authorized user..

Mine says it's probably normal for burglars and rapists to carry around tools in their trunk to allow them to break into houses that they aren't specifically authorized to.  

My son's name is Boone and I've not heard of any others until now, except for an author's pen name I saw in a bookstore.

Also you can piggie back off someone with established credit if you can find someone who will allow you to be an authorized user on a card.

That way, it is all my accounts, or at least accounts I have signing authority over.

If I have a discussion with a seller that says there is an existing mortgage, I will ask them to sign an "Authorization to Release" which allows me to contact their lender directly for a pay-off.  

These were popular for decades, no more, there are no advantages and still more  disadvantages, like insurance coverage, loss payee collections, authority of a buyer to conduct official business, like building permits. 

Jim RohnRead more at http://www.brainyquote.com/quotes/authors/j/jim_ro...