I know finding the right neighborhoods to invest in is important so I'd love to hear thoughts/strategies on other ways to analyze a local neighborhood's level of safety, comfort, community, transportation, etc.  

They gave us a GFE at 4.625% for a 20/5 ARM and 4.99% for a 25/5 ARMInclude something for pest control and admin/professional fees like your CPA, LLC fees, and when you need to advertise for a vacancy.

You are obligated under certain circumstances to have the local Board of Health inspect and verify that the apartment meets State Sanitary Code and safety standards prior to renting it.

To pay off your primary house as a safety net and just play with anything else you got.In this case, by paying off some,  I will still have that extra equity which can be used later. 

10/1 ARM at 2.375% with about $1k in lender credits?

They primarily inspect for safety and basic functionality. 

10/1 ARM at 2.375% with about $1k in lender credits?

I can get a bank to lend me 75% of ARV right now for 5.25 on a 5/1 arm on a 25 am.On the one hand I think about just keeping it paid off and having a nice cashflow source to help me leave my job but I also want to have a significantly higher net worth than where I'm at now and I believe that the way to do that is trading up to larger projects or venturing into a non rei based business with my partner.What would you do in my shoes?

I paid for an inspection on my Mom's house which I am in charge of selling as part of her estate and fixed all the safety/deficient issues the inspector noted. 

We decided to borrow the full $93,600 at a 4% rate amortized over 25 years (5/1 ARM).