Want to say both our credit scores high 6s low 7s, with no major red flags like a bankruptcy or anything. 

this time as a guest, we rented a farm house in Sequoia National Park, beautiful house surrounded by rivers , horses, cattle, gorgeous view, ... park the car in front of the house, walk into the house and start checking out... take stuff to the kitchen and guess what is posted on the fridge: Huge picture of a rattle snake, with the word WARNING in red, right above another post of a huge picture of a black tarantula same scary sign.

The more desperate someone is, the more it raises red flags.

You  may have had a cassette player in your first car. 

These are red flags plus never pay asking price.

They are big-time players, however, that typically have numerous brick and mortar locations in most major cities across the US. 

Hi Merrit,Deer will jump tall fences to eat.Maybe fence the property and get a Labrador Retriever to run loose inside the fence.They seem to love to chase deer and make a decent pet too.Either that or get a sleigh and hitch all 8 of them up for Christmas--you just need a Red Nosed one to lead the pack.Good Luck!

@Sarah WadeIf you’re new to real estate investing and need a loan to acquire a property, I would approach the smaller banks or credit unions, as they will be more likely to earn your business as opposed to the major banks that have lots of red tape and obstacles to go through.

That is a huge red flag to me. 

Mortgage brokers are alright.... but my banking relationship is worth gold.Wells Fargo is generally not a competitive player in smaller multifamily (<$20 million loan on 5+ units).