Background: I`m trying to access some of the equity sitting in my rentals to re-invest, but my W2 income is fairly low compared to the rental and self-employment income, due to higher deductions the total taxable income and qualifying rental income is way less than my actual income.

How do your capex and maintenance numbers on long term hold rentals compare to your assumptions?

So when deciding to go with ACV or replacement cost coverage you really have to consider what you owe on the property, what the market value is, and how that compares to replacement cost. 

Credit unions tend to offer slightly lower rates and fees when compared to traditional banks.  

In my area, "comps" (comparable sales) are hard to come by for these small multi-units which makes the appraisal somewhat unpredictable. 

If you do an NPV, comparing to the stock markets long term returns, you will more than likely find that the stock market outperforms (S&P index funds, etc)...

No one is clairvoyant, but the Miami metro area has one of the nation's highest growth percentages, one of the strongest rental markets, and the elevation raises quite quickly as you move inland, compared to other coastal communities in FL.

You create more value in a 2-4 unit building by improving things like kitchens and baths to create value against the comparable properties.

Can someone please assist me which neighbourhood is good for higher rental income comparatively with low home prices? 

Hello,I'm wondering if people 1) use Automated Valuation Models (AVM) in the small-medium size mulitfamily space to spot under-valued properties by comparing the AVM price (the predicted appraisal value) to the list price (or the price you think you could reasonably buy the property at) and buying at a large difference (e.g. the Zillow Zestimate or Enodo: https://www.enodoinc.com/e-valuation.html) and 2) use any software to make a data-backed prediction of the ROI of various repairs for a BRRR approach (e.g.