US population growth slows and fewer new households form, which is probably not great for RE investors; and 2. the Social Security trust fund runs out.  

She is already is a customer of yours, which means trust has been built already. 

Well there's a reason they screen their borrowers, secure their loans with a first position trust deed/mortgage and charge a small fortune to make such a loan.

Speak to a lender you can trust about this.

I get quicker responses, guidance, relationship building, more trust, and overall feel like their quality is a lot better in terms of inventory/customer service.

Quote from @Lolo Druff: Just like turn signals, you should always trust, but verify that the seller is telling the truth.Your offer to purchase should include a requirement that the Seller provide all documentation and agree to sign an estoppel certificate (also called an estoppel form or agreement).

It’s crucial to negotiate terms that benefit both parties, involve a trusted attorney and title company, and conduct thorough inspections and market research to ensure a solid deal.Good luck!

Are you looking at the homes that you make offers on, or having a trusted advisor do so?.

By default they already have a realtor they like and trust.

Meet a lot of people, build trust with them over time, after your have built up a lot of trust and they are seeing you as an expert in the space, ask them for an investment.