As noted, commission are always negotiable as are brokerage options (full service to discount companies that pretty much just post it on the MLS and you work with all calls, offers, etc) and an agent can go over likely net out scenarios with you and give you an idea what you likely will be able to net after closing expenses and paying off the mortgage balance. 

@Tar-U-Way Bright, as noted above, title would be held in your name since you'd be utilizing a primarily home loan product to finance your acquisition.

Investment Info:Single-family residence note investment investment in Reading.

.: Side note: What’s up with deck builders using deck screws in joist hangers these days? 

In our case we tripled our deal flow when we started a program of direct email to mortgage brokers, real estate brokers, and real estate investors who could bring us either mortgage notes for sale or new loan opportunities for loans not qualifying for commercial financing.  

Regardless of paper returns, as you noted, these are the homes located in areas that suffer first and the most in an economic downturn or other times of distress. 

Impossible Note due to the worse financing options alone $250k on an ADU would equate to a lot more than $250k on a property.  

Note: Short and succinct updates are provided on the https://fincen.gov/boi website but I like to get more context.

There are a lot of books on note investing, which is essentially what you're talking about.

This is all indications of a super sensitive earnings, extremely sticky projected inflation, and the bond market being way in front of the Fed.