I am also a member/subscriber of Vodessey, Short Sale Prophets Basic, and several others. 

Use tools like AirDNA or Mashvisor to provide market data on projected rental income and occupancy rates, and make sure your lender works with appraisers familiar with short-term rentals.

If the tenant's concern is that their credit score would take a short-term hit from the credit report, then I think it is a legit concern (if their credit is slightly less than what it would be when they're trying to apply for new rentals, for example).

The owners of 100+ unit complexes are not individuals who will be swayed to sell by a good offer or the need to cut short term losses.

they appreciate, they provide other benefits like passive losses for tax purposes, and in the short term, they don't throw off that elusive passive income.

A business traveler may appreciate a washer and dryer, but it's not necessarily a must-have when choosing a vacation rental for a short stay.

Quote from @Nicholas McCormick: Howdy-Does anyone have any experience with short term rentals in the Bloomington, Indiana area?

As a short-term rental property manager in Massachusetts, I charge a 20% co-hosting fee, which includes full-service management—guest communication, vendor coordination, cleaner oversight, and overall property operations.I've seen competitors charge anywhere from 10% to 30%, but lower-cost managers often cut corners, while higher-end services may not always justify the price.

You don't have short-term maturity risk, and you don't have prepayment penalty risk (just has a 1% exit fee). 

I exited the market due to the short term rental regulations - properties that are rented under 90 days are considered short term.