I'll do something that appears to be taboo on BiggerPockets, I'll share my rates and fees.Today, we were quoting interest rates between 10% and 12% for (1) a first-time flipper - 0 flips, (2) with a credit score in the 740's, and (3) putting only 10% down with us financing 90% of the purchase price and 100% of the rehab.

I think this depends on your risk tolerance and your interest rate.  

The same money could buy 1-2 full properties that would rent for more, depending on the market you choose. 

Appraisals came back awesome my credit score came back 720.

Now the decision between option 2 or 3 depends on a few variables.

It helps to make connections with your local flooring, tile, kitchen design studios depending on how high end you want to make your flip depending if it is in a HCOL neighborhood.

It will be highly dependent on the district and licensing.

Ultimately though, it will depend on the lender and the availability of funds (assistance) available for the demographic area that you are purchasing in.Do you have a property that you are looking at?

It depends on what you want to invest in.

You will need different attorneys in different states depending on where they are licensed.