Sellers do not want to go through the time, effort and exposure, or tie up their property, in a transaction that has no chance to close.There are those extremely rare cases, that become real estate legend, in which a buyer with little capital, and no borrowing capacity, is successful in convincing a seller of a large, expensive property to take him seriously and is able to perform a high wire act of raising capital from a variety of unconventional sources and actually complete the purchase.  

At this point, I'm a little puzzled by the variety of advice around PM-related loan paperwork and who should produce it.

If you do this effectively and the the owner does not buy in, then the owner has something else that isn't bro revealed- perhaps down payment + default recovery of property. 

Each lender has slightly different criteria for their refi products as they pertain to cash-out vs rate and term, title seasoning, reserves etc.I recommend talking to a local bank, a regional bank, a credit union, and a mortgage broker who has a variety of products.  

I am licensed real estate professional who is seasoned residential and commercial agent who enjoy working with a variety of clients in real estate deals.

I've scoured ROAM, the County Clerk's office, google, linkedin, and a variety of other websites trying to find office or contact information. 

In the past several weeks, my friend and I have been hard at work searching for a variety of different properties, with multi-family taking precedent.

Clint - I think what Jay is saying here is that the form and function of your question reveals that you do not yet have the intellectual worth which would make you appealing to money.

That doesn't count (and I had to sign something that I would never reveal how much money I walked away with).2) I use to be the king of the short sales in 2009 until they passed some laws that basically made going after pre-foreclosures very risky.

I have a a wide variety of experience that I would love to offer to the right Mentor.