I personally like index fund investing in funds like VOO.  

i would never tell a random person on the internet where they should live. 

As a disabled person, I want to be in real estate, but I know I am limited. 

We purchased it off market, as-is, and as it was our personal home, we renovated over time.

Whichever direction you go, be sure to work with folks who understand this and gives you the confidence to take reasonable action - I'd personally take an okay investment and weather the storm for a few years that will eventually perform well, and do that each year - rather than take 3 years to wait for the best deal possible.

My goal is to wholesale some properties single and multifamily to build some capital while fixing my personal credit and building my business credit.

I personally would sell it.Your return from real estate is two items - Cash Flow + Appreciation.What is the annual rate of appreciation you are getting, approximately?

However, I think for the average person this is probably not true. 

This often happens when a person's last name could be a first name like Leonard Bruce, should be indexed under Bruce, but sometimes shows up under Leonard. 

I had hoped to set this up with PNC since I bank with them but an in-person visit to the branch is required for set up and this is not possible since I now live in Washington state.